Our story begins in 2010, born as a Microfinance Institution connecting rural micro entrepreneurs with the capital lenders.
Now Amartha has transformed into one of the leading Fintech Peer-to-peer Lending Company with commitment to open access for financial services through innovation so we can prosper together. We develop our own machine learning and integrated systems to encourage micro entrepreneurs into creditworthy borrowers, while opening opportunity for urban lenders who want to add meaning to their investment.
As per 2018, Amartha has facilitated over IDR 700 billion loan origination and served over 167,000 micro-entrepreneurs. Today, We have more than 1,000 employees to empower informal economies to, for instance, open their grocery stalls or expand their traditional fish breeding, by bridging them with loans, ranging from IDR 3 million to IDR 10 million. These amounts may seem miniscule, but with the right approach, we believe that it could serve as an economic opportunity that increases welfare.
Here at Amartha, we aim to create opportunities for millions of micro and small businesses to have access to grow.
Result - we have clear , actionable goals and have high expectations for our performance.
Ownership - we believe that everyone should act in Amartha's best interest. As a team, we own the company.
Curious - we strive to find innovative ways to solve customer's problem and serve them better.
Keeping your passion alive - that way, we keep our works in Amartha meaningful.
Speed - Agile! Be bold and be yourself.